wThe process of preparing for a funeral may appear to be overwhelming; however, if you make your plans and wishes known well in advance, you will have the ability to choose the specific items that you require and desire. Because funeral costs can be a significant burden on a family's finances, doing price research on funeral services and goods in advance can help alleviate a significant portion of that burden for the surviving family members.
Your loved ones will eventually get over their sadness and learn to cherish all of the happy memories they have of you if you give them enough time to do so. But in order for them to reach this state of calm, they are going to have to make dozens, if not hundreds, of decisions regarding your funeral, and the majority of those decisions are going to drive up the total cost of your funeral. These costs can quickly add up, and it's possible that your loved ones do not have the financial resources necessary to cover all of the costs.
You can relieve the financial and emotional strain placed on your loved ones after your passing by making all of the necessary arrangements for your funeral in advance. Working with a funeral home to preplan your funeral is one of the options available to you. Sit down with the funeral director of the funeral home you've chosen and have a conversation with them about the kind of memorial service you envision for your loved one. They will assist you in choosing the type of funeral service and burial that you desire, in addition to all of the other personal details, such as the music and decorations.
After you have decided on the details of the service, the funeral director will tally up the costs and give you a price estimate. You have the option of paying it off all at once or spreading out the payments over a set amount of time. Bear in mind that it is possible for you to lose your money in the event that the funeral home goes out of business. Also, if you pass away in another state or city, the funeral home might not honour your arrangement or transfer any funds you've paid to them even if you've already paid them. Peter Tziotzis Orthodox Funerals offers funeral flower arrangements that are delightful and elegant. Our flowers will show your respect for the departed at very reasonable prices.
Funeral procession order
The officiant will usually lead the procession and pallbearers carrying the coffin tend to follow. Immediate family and close friends will often walk behind the coffin, followed by other guests.
In most cases, an individual's debt isn't inherited by their spouse or family members. Instead, the deceased person's estate will typically settle their outstanding debts. In other words, the assets they held at the time of their death will go toward paying off what they owed when they passed.
Again, funeral claims are different from death claims. Funeral claims are given to the person who shouldered the funeral expenses regardless of his/her relationship to the SSS member
There are two kinds of benefits that loved ones left behind may be entitled to receive after the death of a spouse. These are: Widowed parent's allowance. Bereavement allowance and bereavement payment.
The main way a bank finds out that someone has died is when the family notifies the institution. Anyone can notify a bank about a person's death if they have the proper paperwork. But usually, this responsibility falls on the person's next of kin or estate representative.
Why Should I Plan My Own Funeral Arrangements?
Making arrangements for your funeral in advance is a kind gesture that will ease the burden on your loved ones during this trying time. It can alleviate an otherwise significant burden for your loved ones by removing the need for them to be stressed out and confused about what you would have wanted in the event of your passing. In particular, taking care of your own funeral arrangements makes it clear to your loved ones what you would have wanted, which allows them to begin the process of coping with your loss.
Taking care of one's own funeral and burial arrangements comes with a number of personal benefits as well. You will have complete authority over the memorial service you hold in your honour, as well as the disposition of your remains and the amount of money you choose to spend.
How Much Does a Funeral Cost?
If your loved ones are left with the financial responsibility of paying for your funeral, there is a risk that they will overspend emotionally because they will feel overwhelmed and want to give you the celebration they believe you deserve.
You can lessen the burden of this difficulty by putting money aside in a trust or bank account to cover the costs of your funeral. Simply make sure that your executor is aware of the locations of these funds and that they can access these accounts when the time comes by communicating this information to them.
There is also the possibility of the individual taking care of some of these costs in advance on their own. In this way, you will have complete control over how much money you wish to spend and how it will be distributed.
When preparing a budget for your funeral, you will want to take into consideration a number of different costs, including the following:
- Expenses related to transportation
- Casket or urn
- The plot in the cemetery, the grave marker or monument, the vault, and the opening and closing of the grave
- a crematorium or services for scattering the ashes
- Memorial service as well as floral tributes
Estimating costs for your funeral gives you direct control over the budget and saves your loved ones from overspending once you are gone.
Who Do I Want to Be in Charge of My Arrangements?
Even if you take care of your own funeral planning using an End-of-Life Plan or another similar planning document, you will still need a personal representative to carry out your arrangements. This person will notify loved ones and government officials of your passing and ensure that your estate is distributed in accordance with your wishes.
Your executor is the name given to the individual who is in charge of administering your estate. They are essentially responsible for wrapping up all of your financial accounts, assets, and debts and following the instructions included in your Last Will or End-of-Life Plan. This responsibility falls on the executor of your estate.
If you'd like, you can name more than one executor to carry out your wishes. It is essential to pick a reliable person who is also familiar with you on a deep level. Many individuals believe that their spouses to be the most suitable candidates for the role of executor, while others choose their siblings, children, or close friends instead.
After you have selected an executor or appointed co-executors, check to see if they are okay with the amount of responsibility they will have. In addition, you need to make sure that they are aware of your plans for your funeral and estate, as well as the location of your estate documents, such as your will and your end-of-life plan. Your executor(s) should also be aware of any changes in your plans for your funeral or estate, so that they are prepared for everything that may come their way and can make decisions that are in your best interests. When a loved one dies, the last thing you want to worry about is arranging their funeral. Peter Tziotzis Orthodox Funerals offers a professional and compassionate Melbourne Orthodox Funeral Services that takes care of all the arrangements for you.
What Kind of Memorial Service Do I Want?
In order to pay respect to the departed and celebrate their life, a memorial service is traditionally organised and held in a church, community hall, or funeral home.
Memorial services can take many forms and can cover a wide range of topics. Your culture, beliefs, financial situation, and family dynamics may all influence the kind of service that best meets your needs.
Your service could consist of any one of the following, or even all of them:
- Awake: friends and family gather at the home of a family member or in a hall to pay tribute to you and share memories of times spent together.
- The viewing consists of your loved ones getting together to look over your body.
- Depending on your preferences, the ceremony can be either formal or informal, and it will take place at the location of your choice (funeral home, church, community hall, outside). During this kind of service, the attendees may pray, watch a slideshow, give eulogies, listen to music, or listen to a sermon.
Remember to think about your loved ones and close friends when organising your memorial service. Even though this is a celebration of your life, its primary purpose is to offer solace to your loved ones so that they can start the grieving process. Think about including in your End-of-Life Plan any rituals, songs, or prayers that are important to you and your family, especially if they hold a special place in your heart.
In addition, if you are planning ahead for a funeral or memorial service, you might want to specify the following:
- Who will be the pallbearers for your funeral?
- In the event that you would like certain people to be informed of your passing and/or funeral service:
- Who will offer eulogies and who will be in charge of the service?
- Where you would like your guests' donations to be sent when they are made.
Tips for Saving Funeral
Explore Your Options And Tell Your Family
Do you wish to be embalmed and viewed after your death, cremated, or buried? Where would you like your ashes to be scattered or buried? Put your wishes down on paper and give them to the people who are most likely to survive. If you tell your survivors that you want something "simple," but they aren't sure what you mean by that, they may end up spending a lot more money than you would have wanted them to spend overall. Or, if you tell them what kind of funeral you want without having sufficient knowledge, you might put them in the position of having to pay costs that are significantly higher than what you had estimated the funeral would cost. You shouldn't put your wishes in a will or a safe deposit box because there's a good chance they won't be seen for a very long time after other arrangements have been made. Order the "Before I Go" kit from our website to compile all of your important documents into a single location. In need of assistance with the planning of a funeral service?
You wouldn't walk into the nearest dealership and buy whatever car and options the salesperson recommended, but that's how the vast majority of people purchase funeral goods and services. The vast majority of people either go with a funeral home that they have already dealt with in the past or one that is located close to them because they believe they are obligated to do so. If you are not planning on using a funeral home for the viewing or the service, you are not required to use a facility in the same town as the funeral home. In fact, the facility in the town next door might be half the price. When you start talking about arrangements in person, funeral homes are required by federal law to provide you with an itemised price list and to provide you with prices over the phone (for more information, see our article titled "How to Read a General Price List"). Comparison shopping can save hundreds of thousands of dollars.
Buy Only What You Want
When looking into funeral options, it is a good idea to bring along a friend who is responsible and reasonable; someone who can assist you in sticking to your plans. Some people have the misconception that the amount of money they spend is an indication of how much love they had for the recipient, leading them to make purchases that are more expensive than they had originally planned. Some salespeople with less integrity than others will give the impression that anything outside of what is considered "traditional" is improper. Friends and family will find more meaning in attending a memorial service that is personalised and distinctive rather than one that is generic and identical to all the others. The funeral costs for Jessica Mitford, author of The American Way of Death, were less than $500 for her family, who chose cremation. After that, they held a large memorial service for the deceased. It was very much in line with Jessica's disdain for extravagant funeral merchandise and her love of a good party, so it was very fitting. Arranging a funeral in Melbourne can be difficult. That's why Peter Tziotzis Orthodox Funerals is here to help guide you through the process and make sure that the wishes of your loved one are fulfilled.
Buy Online Or Make Your Own
You can get caskets and casket kits online for a fraction of the cost that some funeral homes will charge you for them. It is against the law for a mortuary to charge you a fee for accepting a casket that was purchased from an outside source, as this is required by law. There are many different kinds of cheaper caskets to choose from, including ones made of wood veneer, cardboard printed with wood grain or a wide variety of patterns and pictures, and caskets covered in cloth. If you use plain cardboard, it can be especially meaningful when you allow guests, including children, to paint, draw, or write personal farewell messages on it. This is especially meaningful if you use plain cardboard. There is also the option of selecting the "minimum container" and covering it with a quilt, flag, or some other aesthetically pleasing material. Do not purchase a casket that has a sealer on it because it is ineffective and will cost you more money.
Consider Direct Cremation Or Immediate Burial
These packages are required by federal law to be included on the price list of every funeral home in the country. You can use any funeral home for the cremation process, even one that is located far away from where you live, which can save you thousands of dollars. They will mail or deliver the ashes to you after arranging for the cremation to take place. The cost of the package includes both an alternative container as well as the removal of the requirement for embalming. The cost of cemetery space for cremated remains is typically lower than the cost of cemetery space for a body burial, and cremated remains can be interred or scattered in virtually any location.
In the Jewish, Muslim, and Baha'i traditions, the body is typically buried shortly after death, without embalming or viewing prior to burial. This practise is included in the Direct Burial package, which you can select if you prefer burial. As long as you keep everything as straightforward as possible, you should be able to tack on a graveside service at a price that is reasonable. Using the strategies from tip, you have the option to improve the casket if you so choose.
Plan A Memorial Service
There is no need for embalming or refrigeration, a fancy casket, or transporting the body to the funeral home, religious institution, or gravesite if the body is not present. Likewise, there is no need for a fancy casket. Before calling the funeral director, you may choose to have private visitation and say your goodbyes at the home or another location associated with the death. Because there is no need to hurry in order to preserve the body, you have the freedom to schedule the memorial service whenever it is most convenient for you. It is not necessary to employ staff from a funeral home if a memorial service is held, either formally or informally, at a religious institution, a private residence, a public park, a private club, or a community centre. Again, this will depend on where you live, but going to a funeral home in a different town could help you save a significant amount of money.
The law only infrequently mandates that an embalming be performed, which is an invasive procedure. Although there are circumstances in which it may be beneficial (for instance, if there is a long period of time between the time of death and the viewing), it is not required in any state when the burial or cremation is planned to take place within the next two days, and in the majority of states, refrigeration is a viable alternative.
Some medical schools will pay for everything, while others will ask the family to pay only for the cost of transporting the deceased's body. The family will typically receive cremated remains back within two years of the cremation.
Eliminate The Vault
It is possible that some cemeteries will require a vault, but this is not mandated by any state law; therefore, you should look for a cemetery that does not have this requirement. For instance, green cemeteries will allow burials to take place without the use of a vault. The use of a vault is frowned upon by a number of religious subgroups, and if interment in a shroud is permitted, a casket liner might not even be necessary. In principle, the "outer burial container" maintains the integrity of the ground and keeps it flat even when it is loaded with commercial mowing equipment. But it also slows down the process of the body returning to the earth and becoming "ashes to ashes, dust to dust." In any event, your best bet is to purchase the option that costs the least, which is typically referred to as a "grave liner." If you like the idea of returning to nature, you can ask to have it installed inverted and without a lid. Also, make sure to shop around; keep in mind that the vault is still just a box-for-the-box, despite having prices that are comparable to those of caskets, and that it will be quickly covered by the grass of the cemetery.
Do It Yourself!
The vast majority of people are unaware that a person's death can be handled without the assistance of a funeral director in the majority of states by the deceased's family, community, or religious group. Families have the option of carrying out all of the necessary tasks on their own or of retaining the services of a home funeral consultant, death midwife, or funeral director. The book Final Rights: Reclaiming the American Way of Death is an excellent resource for state-specific practical information. Additionally, the PBS documentary titled A Family Undertaking follows several families who choose this option and illustrates how extraordinarily moving and therapeutic home viewings and funerals can be. Both are priceless resources for anybody who decides to go this meaningful route for saying their goodbyes.